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	<title>Strachan &#38; Windram Independent IFA in Northamptonshire for Wealth Planning, Estate Planning &#38; High Yield Investment Opportunities &#187; Business Loan</title>
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	<link>http://www.strachanandwindram.co.uk</link>
	<description>Preparing for your financial future.  Strachan &#38; Windram are specialist independent financial advisors specialising in wealth management &#38; investments for entrepreneurs and sporting professionals.</description>
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		<title>Can my business really take a loan from my pension?</title>
		<link>http://www.strachanandwindram.co.uk/2009/11/can-my-business-really-take-a-loan-from-my-pension/</link>
		<comments>http://www.strachanandwindram.co.uk/2009/11/can-my-business-really-take-a-loan-from-my-pension/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 15:46:55 +0000</pubDate>
		<dc:creator>arthur</dc:creator>
				<category><![CDATA[Businesses]]></category>
		<category><![CDATA[Pensions]]></category>
		<category><![CDATA[Business Loan]]></category>
		<category><![CDATA[Funding]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Small Self Administered Scheme]]></category>
		<category><![CDATA[Sponsoring employer]]></category>
		<category><![CDATA[SSAS]]></category>
		<category><![CDATA[SSAS Loans]]></category>

		<guid isPermaLink="false">http://www.strachanandwindram.co.uk/?p=375</guid>
		<description><![CDATA[Is your business in need of a cash injection, but your bank will not provide a loan or are charging too much? What if you could use your pension scheme to lend money to your business for that new project or just to ease cash flow? Well you can and our clients and their businesses [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignright size-medium wp-image-379" title="iStock_XSmall_newproject" src="http://www.strachanandwindram.co.uk/wp-content/uploads/2009/11/iStock_XSmall_newproject-200x150.jpg" alt="iStock_XSmall_newproject" width="200" height="150" />Is your business in need of a cash injection, but your bank will not provide a loan or are charging too much?</p>
<p>What if you could use your pension scheme to lend money to your business for that new project or just to ease cash flow?</p>
<p>Well you can and our clients and their businesses have benefited!</p>
<h4>That is the power of a Small Self Administered Scheme (SSAS)</h4>
<p>A SSAS is a corporate pension scheme that allows a loan to the sponsoring employer of up to 50% of the schemes assets.</p>
<h4>Let me give you an example…</h4>
<p>You have existing personal and occupational pensions with a combined value of £100,000.</p>
<p>By transferring the existing pensions to a SSAS, you are now able to loan up to £50,000 to your company, the sponsoring employer.</p>
<p>Not only does your business have the funds it requires, the pension scheme receives the interest payments rather than the bank!</p>
<p>A SSAS can have up to 11 members and it’s the combined assets that count when calculating the loan of up to 50% so in the right circumstances the loan can be substantial!</p>
<p>There are restrictions and this may not be suitable for everyone, but can your business afford not to find out more?</p>
<h4>Call today for your free consultation on 0844 848 2277.</h4>
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